Crop Insured
The crop insured will be cotton planted for harvest as cotton lint and for which premium rates are provided by an actuarial table. In counties for which premium rates are not available, cotton may be insurable by written agreement if specific criteria are met. When a skip-row planting pattern is utilized, the acreage insured will be only the land occupied by the rows of cotton.

• In most years when the price usually decline as harvest approaches, you are guaranteed a predetermined amount of income per acre.
• In a year of rising prices, a production shortfall would be compensated at  the higher market based harvest price. This is critical if any lost production must be replaced at higher market prices for on farm feeding or to fulfill delivery on a forward contract.

Causes of Loss
Adverse weather conditions
Earthquake
Failure of the irrigation water supply if applicable, due to an unavoidable cause of loss occurring within the insurance period
Fire
Insects*
Plant disease*
Volcanic eruption
Wildlife

Reporting Requirements
You must timely report to your agent all acres of the crop in the county in which you have a share.